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Black and chrome INSTRUCK long-nose truck on a South African mountain highway

Truck Insurance Specialists

Truck & Cargo
Insurance Built
For The Road.

Specialist truck, cargo and Goods in Transit insurance for South African transport and logistics operators, including cross-border and high-value loads.

  • GIT & Cargo
  • Truck & Trailer
  • Cross-Border
  • Fleet Risk

Built for transport

Same passion.
Bigger protection.

INSTRUCK provides specialist insurance and risk solutions for South African transport and logistics operators. From truck and cargo insurance to fleet risk and cross-border operations, we focus on the realities of the road.

For the people who keep South Africa moving.

INSTRUCK heavy-haul truck carrying a secured industrial transformer on a low-bed trailer

Insurance services

Cargo doesn't stop at the border.
Neither should your cover.

01

Goods in Transit / GIT

Cover structured around the cargo, route and operating context.

02

Truck & Trailer

Commercial vehicle cover for transport operations.

03

Marine & High-Value Cargo

Support for complex cargo movements and declared values.

04

Cross-Border Cover

Insurance considerations for operators moving beyond South African borders.

Build your cover
Branded INSTRUCK tractor and curtain-side freight trailer travelling through an inland logistics corridor

Fast start

Quotes in
15 mins.

Need cover for your truck, cargo or logistics operation?

Get a Quote Subject to underwriting and policy terms.

Risk management

Know the risk
before the load
moves.

Risk is managed before the insurer sees it. INSTRUCK supports transport operators with fleet and operational controls, including subcontractor and driver checks.

  • Fleet tracking
  • Driver behaviour
  • Route control
  • Telematics alignment
  • Subcontractor vetting
  • Licence and operational checks
Talk risk management
Three matching INSTRUCK trucks spaced along an open South African highway
INSTRUCK truck parked intact beneath the lights of a covered depot inspection bay at dusk

Claims support

When a claim gets complicated,
we don't disappear.

For rejected claims, repudiation reviews, recoveries, evidence reviews and dispute support, INSTRUCK helps assess the route forward.

Get Claim Assistance

How we work

A clear route
from request to support.

  1. 01Request
  2. 02Risk review
  3. 03Cover / route assessment
  4. 04Action
  5. 05Ongoing support

INSTRUCK

Any route. Any load.
We've got you covered.